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Why You Should Not Make Any Major Credit Purchases
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
Thank you, thank you and “gracias”! As our real estate agents you were fantastic, awesome, phenomenal, great.. I can keep going and it would not be enough.
Thank you for your guidance and for educating us about the real estate market during all this process. We couldn’t have done it without your help and patience and realistic optimism.
As of August 15, we own our first home and it’s all because of you making this so easy for us!
Thank you again!Eryka and Gary