Fort Hood VA Loans | Veterans Mortgage Loans
Fort Hood Mortgage Loans & Home Loans

VA Loans are unique loans for qualified veterans and active-duty military personnel and their spouses, established in 1944 to aid veterans returning from war in gratitude for the sacrifices they made in serving our county. Many people think VA Loans are difficult to get and require an arduous process, but that is not always the case. We work with local lenders who can assist those who qualify in securing a VA Loan within as little as two weeks! Getting a VA Loan is not a hassle when you work with experienced mortgage experts who understand VA Loan regulations and work regularly with veterans and military personnel in securing home financing.

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Who Qualifies for a VA Loan?

Obtaining a Certificate of Eligibility is the first step in getting qualified for a VA Loan. Following are criteria that must be met before you will qualify:

• Active-duty veterans discharged during WWII or later, without the status of "dishonorable"
• Active-duty veterans with at least 90 consecutive days of service during major conflict
• Peacetime veterans and active duty personnel with at least 180 days of consecutive service
• Enlisted veterans whose service began after 1980 or officers whose service began after 1981 and who have served at least 2 years.
• National Guard and Selected Reserve members may also qualify.

What Can I Buy with a VA Loan?

Your VA Loan enables you to refinance your current mortgage, buy a new or existing house, condo, townhome, duplex or four-plex.

What are the Benefits of a VA Loan?

There are many benefits to the VA Loan Program, some of which are listed below.

• You may qualify for a VA Loan even if you were turned down for other types of loans.
• VA Loans are available with no down payment, depending on the lender.
• VA Loans offer lower (often negotiable) interest rates than conventional mortgage loans.
• Mortgage insurance is not required with VA Loans and closing costs can be lower.
• There are no penalties for pre-paying your VA Loan.
• Assumable VA Mortgage Loans are permitted.
• In financial difficulties you may qualify for VA assistance once the loan is secured.

VA Loan Links

• VA Loan FAQs - Dept. of Veteran Affairs
• VA Home Loan Eligibility - Dept. of Veteran Affairs
• Streaming Video for Veterans - Dept. of Veteran Affairs